Periodisation Justification for football season Essay

Periodisation Justification for football season - Essay Example This issues incorporates their relative wellbeing and other local issues. At the point when the individual from coachs family is wiped out over the span of preparing period, he ought not get some much needed rest. Periodization can be characterized as the drawn out variety arranging of the force and volume of preparing. Periodization forestalls overtraining and guarantee execution is ideal at the guessed time (Eikenberry 2010). Volume in periodization is measure of activity that is performed either month to month, every year, or every day. Volume is quantifiable as far as sets in reps. The power is estimated as far as work and time done. The power and volume of preparing can be evaluated regarding exercise volume which is processed by the normal lifted weight (Elliot 2003). The preparation volume can be evaluated by the heap of the volume. Power of the activity is assessed by contending the relative force. Subsequently, preparing force is assessed by the normal mass that is lifted yearly, month to month, or every day. Along these lines, periodization includes moving the need exercises not identified with sports to exercises that are sports related. Non-sports related exercises incorporates low power and high volume. anyway sport related exercises incorporate the high force and low volume. Periodizat ion in football is significant on the grounds that it guarantees execution is enhanced and lessens overtraining. Graph 1 and 2 shows the periodization model of a propelled footballer (Francis 2010). For a long time the expert footballers have perceived the requirement for accentuating on different points and targets during and off the season. Their point is to be at top at a particular period. In arranging their activities and instructing over quite a while, the competitors focus on different standards. They standards include: their bodies adjust to less worries at a given period. For instance one can build up their high physiological worry simultaneously build up their

Comparing Edna Pontellier and Adele in Kate Chopins The Awakening :: comparison compare contrast essays

Looking at Enda and Adele in The Awakening   In The Awakening by Kate Chopin, the setting is in the late 1800s on Grand Isle in Louisiana. The principle character of the story is Edna Pontellier who is anything but a Creole. Other significant characters are Adele Ratignolle, Mr. Ratgnolle, Robert Lebrun, and Leonce Pontellier who are all Creole's. In the Creole society the men are predominant. Only sometimes do the Creole's acknowledge pariahs to their group of friends, and ladies are relied upon to give very much kept homes and have numerous youngsters. Edna and Adele are companions who are altogether different as a result of their the manner in which they were raised and they way they treat their spouses. Adele is a dedicated spouse who consistently complies with her better half's orders. Edna is a lady who strays from her significant other and doesn't comply with her better half's orders. Kate Chopin utilizes Adele to accentuate the contrasts among her and Edna.   Edna Pontellier is definitely not a Creole, so her relationship with her significant other is troublesome. In her better half's eyes she has flopped in her obligations as a spouse and as a mother to her own youngsters. What Enda's significant other anticipates from her is never what she does. Leonce gets back home in the night and converses with Edna while she is dozing. At that point he reveals to her that Raoul one of their children is debilitated and advises her to get up and keep an eye on him. Edna had never truly wanted to have youngsters however she did at any rate. She was not a mother-lady since she would prefer to be distant from everyone else once in a while; she didn't feel she must be with her youngsters twenty-four hours per day. On the off chance that one Edna's young men ....took a tumble while at play, he would not well-suited surge crying to his mom's arms for comfort; he would more probable pick himself up(16). Enda never felt that she fit in with Creole society si nce she ...most persuasively was their whole nonappearance of prudery(19). The Creoles' would discuss things, for example, labor and would play with others and not mean anything. However Edna could never fantasy about discussing her labor's with anybody or being a tease except if she would not joke about this. Creole ladies dedicated their entire lives to their spouses where Enda was joyful and did however she wanted. She was joyful in light of the fact that she would go out onto the sea shore with just a sundress and a little cap on when she was assume to be completely concealed so she would not become sun consumed.

Fun Activities for Teaching Chinese New Year

Fun Activities for Teaching Chinese New Year This year, Chinese New Year takes place on Saturday, January 25th. TeacherVision Advisory Board Member Olivia shares everything you need to know about this holiday, and includes fun resources for celebrating it with your students. by Olivia Bechtel As teachers come back to school after the holiday break, it can be easy to forget that a very important holiday is celebrated in Chinese culture shortly after. Chinese New Year, also known as Lunar New Year or Spring Festival is an extremely valued event within Chinese culture. If you are planning on teaching your students about Chinese New Year, and celebrating it with them, the information and resources in this blog post have everything that you need to plan your lesson. What Is Chinese New Year? When Does It Take Place? While it may not align with the Gregorian calendar which most of the world follows, it is considered the first day of the first month in the traditional Chinese calendar. The calendar is based on a traditional Chinese lunisolar calendar whose dates indicate both the phase of the moon and the time of the solar year. Given that a lunar month is about two days shorter than a solar month, an extra month is added to “catch up” every few years, which is why Chinese New Year is celebrated on a different day each year. Typically, the celebration starts on New Year’s Eve of the Chinese lunisolar calendar, and lasts about 15 days through the middle of the first month. Prior to the celebration, people typically cleanse their homes thoroughly and display traditional New Year’s decorations. The decorations often include large amounts of the color red, the most popular being upside down fu, dui lian, lanterns, year paint, papercutting, and door gods. How Is the Chinese New Year Celebrated? This is considered a time for family reunion and is the most important part of the celebration. Many families have a reunion dinner on Chinese New Year’s Eve, specifically with family members who are far from home. The two main dishes served are fish and dumplings which are meant to signify prosperity, the remaining dishes are based on personal preference. Fireworks are launched after 12:00 p.m. on New Year’s Eve to celebrate the coming of the New Year and to drive away the evil. Some families participate in “Shou Shi” which means “after the New Year’s Eve dinner” by staying awake during the night, others stay up until midnight after the fireworks. This is based on the legends of a mythical beast named “Year” which would come out to harm people, animals, and properties at the night of New Year’s Eve. The beast “Year” is afraid of the color red, fire, and loud sounds, which is why people launch fireworks, light fires, and stay awake the whole night to fend it off. Families sometimes choose to do “red packets” which are red envelopes with money in it ranging from one to a few thousand yen, typically given to young children by adults and the elderly. It is believed that the money in the red packet will suppress evil and keep the children healthy, giving them a long life. What Can I Do To Teach Chinese New Year? Chinese New Year is a celebrated public holiday in modern China, with most working professionals enjoying a week of time off to celebrate. While these traditions may not be able to be replicated in your classroom, there are still many fun ways to educate your students about Chinese New Year and what it represents. Books About Chinese New Year The Runaway Wok by Ying Chang Compestine Bringing In the New Year by Grace Lin My First Chinese New Year by Karen Katz Celebrating Chinese New Year by Diane Hoyt-Goldsmith Sam and the Lucky Money by Karen Chinn This Next New Year by Janet Wong and Yangsook Choi The Dancing Dragon by Marcia K. Vaughan Here are some great activities to accompany your own Chinese New Year discussions and read-alouds, all of which can be used in your own parade! Chinese Handprint Dragon Craft Materials Required: Watercolor paper, paint, paint brushes, scissors, pens, glue and this template for head, tail, and claws. Directions: Have each student paint pieces of paper using the colors red, orange, and yellow. Once the paint dries, trace handprints onto your piece of paper and cut them out (about 9-10 handprints). Glue them like scales to your body pieces. Color in your head, claw, and tail pieces. Cut them and glue them onto the body. Chinese Dragon Paper Bag Puppet Materials Required: Crayons or markers, glue, scissors, paper bag, and this template for the head, body, and mouth. Directions: Color in your pieces and cut them out. Once the paint dries, trace handprints onto your piece of paper and cut them out (about 9-10 handprints). Glue them onto your paper bag, the head going on the bottom of the bag that would normally lay flat, the scales on the outside portion of the bag. Perform your own dragon dance!   Chinese New Year Drum Materials Required: Red and yellow (gold) paint, paintbrushes, paper plates, dowel cut to size, tape, string, mini bells, stapler. Directions: Paint the back of two plates with the red and yellow paint, then allow to dry. Tape a wooden dowel to the inside of one of the plates, allowing enough to come outside of the plate so it can be a handle. Tie one bell to two pieces of string respectively, and tape them to the inside of one of the plates, one on either side. Use a stapler to attach the second plate on top. Make sure to staple where the strings are attached to help secure them in place. To use the drum, hold the stick between your palms and rub back and forth (like you are trying to warm up), and the string/bells will swing, hitting the drum faces. Have your own parade with your new drum! How do you celebrate Chinese New Year in your classroom? Share with us on Instagram, Facebook, Twitter, and Pinterest. TeacherVision Advisory Board Member Olivia Bechtel is a first grade teacher in Westerville, Ohio who loves implementing engaging, innovative lessons to inspire her students. In her free time she enjoys spending time with her husband, son, and two dogs.

Fun Activities for Teaching Chinese New Year

Fun Activities for Teaching Chinese New Year This year, Chinese New Year takes place on Saturday, January 25th. TeacherVision Advisory Board Member Olivia shares everything you need to know about this holiday, and includes fun resources for celebrating it with your students. by Olivia Bechtel As teachers come back to school after the holiday break, it can be easy to forget that a very important holiday is celebrated in Chinese culture shortly after. Chinese New Year, also known as Lunar New Year or Spring Festival is an extremely valued event within Chinese culture. If you are planning on teaching your students about Chinese New Year, and celebrating it with them, the information and resources in this blog post have everything that you need to plan your lesson. What Is Chinese New Year? When Does It Take Place? While it may not align with the Gregorian calendar which most of the world follows, it is considered the first day of the first month in the traditional Chinese calendar. The calendar is based on a traditional Chinese lunisolar calendar whose dates indicate both the phase of the moon and the time of the solar year. Given that a lunar month is about two days shorter than a solar month, an extra month is added to “catch up” every few years, which is why Chinese New Year is celebrated on a different day each year. Typically, the celebration starts on New Year’s Eve of the Chinese lunisolar calendar, and lasts about 15 days through the middle of the first month. Prior to the celebration, people typically cleanse their homes thoroughly and display traditional New Year’s decorations. The decorations often include large amounts of the color red, the most popular being upside down fu, dui lian, lanterns, year paint, papercutting, and door gods. How Is the Chinese New Year Celebrated? This is considered a time for family reunion and is the most important part of the celebration. Many families have a reunion dinner on Chinese New Year’s Eve, specifically with family members who are far from home. The two main dishes served are fish and dumplings which are meant to signify prosperity, the remaining dishes are based on personal preference. Fireworks are launched after 12:00 p.m. on New Year’s Eve to celebrate the coming of the New Year and to drive away the evil. Some families participate in “Shou Shi” which means “after the New Year’s Eve dinner” by staying awake during the night, others stay up until midnight after the fireworks. This is based on the legends of a mythical beast named “Year” which would come out to harm people, animals, and properties at the night of New Year’s Eve. The beast “Year” is afraid of the color red, fire, and loud sounds, which is why people launch fireworks, light fires, and stay awake the whole night to fend it off. Families sometimes choose to do “red packets” which are red envelopes with money in it ranging from one to a few thousand yen, typically given to young children by adults and the elderly. It is believed that the money in the red packet will suppress evil and keep the children healthy, giving them a long life. What Can I Do To Teach Chinese New Year? Chinese New Year is a celebrated public holiday in modern China, with most working professionals enjoying a week of time off to celebrate. While these traditions may not be able to be replicated in your classroom, there are still many fun ways to educate your students about Chinese New Year and what it represents. Books About Chinese New Year The Runaway Wok by Ying Chang Compestine Bringing In the New Year by Grace Lin My First Chinese New Year by Karen Katz Celebrating Chinese New Year by Diane Hoyt-Goldsmith Sam and the Lucky Money by Karen Chinn This Next New Year by Janet Wong and Yangsook Choi The Dancing Dragon by Marcia K. Vaughan Here are some great activities to accompany your own Chinese New Year discussions and read-alouds, all of which can be used in your own parade! Chinese Handprint Dragon Craft Materials Required: Watercolor paper, paint, paint brushes, scissors, pens, glue and this template for head, tail, and claws. Directions: Have each student paint pieces of paper using the colors red, orange, and yellow. Once the paint dries, trace handprints onto your piece of paper and cut them out (about 9-10 handprints). Glue them like scales to your body pieces. Color in your head, claw, and tail pieces. Cut them and glue them onto the body. Chinese Dragon Paper Bag Puppet Materials Required: Crayons or markers, glue, scissors, paper bag, and this template for the head, body, and mouth. Directions: Color in your pieces and cut them out. Once the paint dries, trace handprints onto your piece of paper and cut them out (about 9-10 handprints). Glue them onto your paper bag, the head going on the bottom of the bag that would normally lay flat, the scales on the outside portion of the bag. Perform your own dragon dance!   Chinese New Year Drum Materials Required: Red and yellow (gold) paint, paintbrushes, paper plates, dowel cut to size, tape, string, mini bells, stapler. Directions: Paint the back of two plates with the red and yellow paint, then allow to dry. Tape a wooden dowel to the inside of one of the plates, allowing enough to come outside of the plate so it can be a handle. Tie one bell to two pieces of string respectively, and tape them to the inside of one of the plates, one on either side. Use a stapler to attach the second plate on top. Make sure to staple where the strings are attached to help secure them in place. To use the drum, hold the stick between your palms and rub back and forth (like you are trying to warm up), and the string/bells will swing, hitting the drum faces. Have your own parade with your new drum! How do you celebrate Chinese New Year in your classroom? Share with us on Instagram, Facebook, Twitter, and Pinterest. TeacherVision Advisory Board Member Olivia Bechtel is a first grade teacher in Westerville, Ohio who loves implementing engaging, innovative lessons to inspire her students. In her free time she enjoys spending time with her husband, son, and two dogs.

Do You Know What to Do If You Fail a Test in College

Worried that you failed a test in college? Youre not alone, and fortunately, failing a test in college doesnt necessarily mean youre  going to ruin your GPA. To handle the problem directly, assess the situation, determine what went wrong, and then follow up with your professor to see if any options are available. Failed an Exam in College? Often, when walking out of an exam, youll have a gut feeling of what didnt go well. Immediately sit down and reflect on the experience. First, determine if you understood the material. If you did, then assess your test-taking environment. A noisy room, a temperature that was off, or lack of supplies could impact your scores. Similarly, distractions from your own life or not getting enough sleep or a good breakfast can impact your ability to succeed. On the flip side, if you felt unprepared for the test, break that down. Perhaps you  studied  the wrong material or did not study enough. Be realistic in your assessment and take stock of what you can do better next time.  Ã‚   Whatever your difficulties were, make note of them. You can review these notes yourself and determine if reviewing them with your professor or TA might be useful. If you simply made a mistake and were not prepared or fit for taking the test, learn from the experience and use this situation to help you better prepare for the next exam you have to take.   Assess the Damage Failing a test in college can feel like a major disaster, but consider the impact this one exam has on your overall grade. If the exam is one of several throughout the semester or a year-long course, ask yourself how truly damaging this one grade will be for you. Most professors offer a syllabus that outlines the weight of each assessment within the overall grading structure, which can help you determine what your next steps should be. Take the time to understand why you didnt perform well, so review the notes you took after you left the exam room and see if you can find correlations. If you determine that this one exam can make or break your course grade, then schedule a time to meet with your professor or TA.   If youre not sure if  you failed, or simply feel like you may not have aced it how  you wanted to, simply relax and see what your score actually is before running to your professor. You may have done better than you expected, and you dont want your professor thinking you havent mastered the material before she even reviews it. If you know you completely missed the mark, then its time to talk to your professor. Talk to Your Professor or TA ASAP If youd like to reach out to your professor before you receive your scores, you could  send an email or leave a voicemail asking to speak. Perhaps you didnt feel like you grasped the material as well as you should have, or you feel that you didnt perform well within the given test format, and youd like to talk. This way, if you actually did okay, you arent telling the professor you thought you failed — just that youd like to better master the material or better demonstrate your mastery. And if the test didnt go quite as you had hoped, youve set the stage to perhaps get additional assistance or have a chance to make up the grade. If youre someone who typically understands the material but often doesnt perform well on exams, you should still reach out to your professor or TA. You may wish to make a visit during office hours. Dont be afraid to be honest. You can just start off by saying that you dont think your score is going to reflect your understanding of the material and go from there. Your professor may offer you another option to demonstrate that you do understand what was covered in the exam — or they may not. The professors response is their own choice, but at least youve presented your concerns about your performance on the test itself and asked for assistance. Explain Any Special Circumstances Were you suffering from a horrible head cold you thought you could work through? Did something with your family pop up? Did your computer crash during the exam? What the room too cold for you to properly concentrate? Let your professor or TA know that there were special circumstances, but only if there truly were, and only if you think they really had an effect. You want to present a reason why you did poorly, not an excuse. Repeated instances of special circumstances may reflect poorly on you  as well, so carefully assess if the extenuating circumstance was really an issue that affected your grade. The Bottom Line You cant guarantee that your grade can be changed or that your TA will believe your reasons for doing poorly on the test. Unfortunately, your professor isnt always going to give you another shot. Bad scores happen, and when they do, you need to accept that you didnt perform well and move forward. Be prepared, follow the steps above, and have a game plan for what you will do if you do receive a poor score on the test. This way, you can know what you should do instead of simply panicking. The moral of the story is to make sure that you learn from the experience, and prepare yourself to perform better in the future.

Washington s War Within A War Essay - 879 Words

Washington’s war within a war While it is true that wars are fought and won with weapons and selfless sacrifice, it is also true that wars cannot be won on an empty stomach. Hunger can zap a solders moral, confidence, and he can find himself lacking the energy to even aim his rifle. This is a real threat to any company, or to any army. One might even say this could be a war within a war for the starving battalion that faced such adversity. They would be faced with the loss of muscle tissue, the inability to fight, think, let alone to defend a fort. Moral breaks down, some will desert, or commit mutiny as they lose faith in their commanding officers. During war, food can be taken for granted, more faith is put on the weapon you carry, the men you serve with. However, little thought is given to how truly important food and clean water can be until you have none. When it is gone, it’s all you can think of, thoughts drift to warm meals, clean clothes, clear cool water. Then one’s soul sinks into depress ion, the feeling of defeat, the temptation to give up and surrender just for a taste of some food. This is just the war that General George Washington and the continual army faced in the winter of 1777-1778 at Valley Forge. General Washington was face with the loss of his Army, through extremely low moral brought on by lack of food, and other necessary supplies. The reason for such a hardship during the war was a faulty supply line. On the 23rd of December 1777, Washington wroteShow MoreRelatedCauses Of The American Revolution1644 Words   |  7 PagesThe American revolution was a period in time when tensions began to rise between the people of Great Britain s 13 North American colonies and the colonial government. It took the colonists nearly a decade before they had had enough of the british. The British had tried to increase taxes. With the taxes increasing it caused the colonists to become very upset with the British. 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The Argument About Topics to Write a Personal Essay about History

The Argument About Topics to Write a Personal Essay about History Choosing Topics to Write a Personal Essay about History You shouldn't normally edit somebody else's user essay without permission. You would like to do a report on a number of the computer programs that send commands to the compact spacecrafts. The target of these online writing service providers is clients' satisfaction so that they are always prepared to provide a great deal of time to all their customers. Maybe you will need access to a. Topics to Write a Personal Essay about History Secrets An essay is the simplest form of academic writing. You may not understand how to start an argumentative essay. The personal essay shouldn't have any plagiarism. A reflective essay has to be based on factual stories that could easily complement your writing abilities to guarantee successful outcomes. A last draft could be prepared to review within six. As stated previously, a great essay would adhere to the typical personal essay format. You should try and follow evocative writing while completing this kind of essay. Professional customized essay writers for hire to make your essay from scratch. A history paper may be an intriguing assignment if you've got an intriguing topic. The history books will supply you with wealth of information, but you should estimate what's related to you and comes within the perimeters of the subject of your History essay. Read your notes over and over. In any instance, you can request essays written from scratch and give the specifications of the format, paper length and so on. Choose carefully the topic because it will make it possible for you to write better your paper. When you're writing your research paper's introduction, you ought to be building it around a particular outline that gives a general review of the paper. Written paper in English will be sent to your email, therefore it's possible to test it. Essay writing has ever been a component of the majority of university and college curriculum. Reading is about drawing and coloring. Topics to Write a Personal Essay about History - the Story For instance, consider how the next statement impacts a listener. So it's always fantastic to have sources in hand to generate enough arguments wherever required. Some topics aren't easy to handle and there isn't much information available about them, on the flip side, there's a plenty of material available on a number of the r esearch essay topic but the issue is that they are rather common. There are a few topics which are absolutely unseen and students find difficulty in locating the correct direction and method of information collection. The Basic Principles of Topics to Write a Personal Essay about History You Can Learn From Starting Today Furthermore, the author should incorporate any academic discrepancies and the way they are sometimes addressed. Writing a first draft is simply the start of your private history practice. Essays don't have any official status, nor speak for the Wikipedia community because they may be created without approval. This essay must reflect your understanding and abilities so the committee can be sure that you are the absolute most acceptable candidate for the course or job. The New Fuss About Topics to Write a Personal Essay about History Your questions ought to be so framed, they do not hurt the sentiments of a person or a specific community. Nobody enjoys loneli ness. Nobody else can write your private history the way you are able to. Many of precisely the same reasons also apply. If you must do a term paper for a history program, as an example, skim via your history textbook to locate a broad subject area which interests you. In addition, keep in mind if a reviewer produces a comment on a universal issue, for example, employing the correct tense or the identical phrase in a certain area, it may apply to other areas in your history. If you dislike the topic of your paper, it is a very good bet your readers won't enjoy the way that you write about doing it.

Claus Schenk Graf Von Sta Essay Research free essay sample

Claus Schenk Graf Von Sta Essay, Research Paper From fall 1943 on, Claus Schenk Graf von Stauffenberg becomes a decisive factor in the battle against Hitler. In 1933, he ab initio feels that National Socialist policy offers Germany favorable chances but is shortly alienated by the government # 8217 ; s racial political orientation. Yet Stauffenberg merely assumes an active function in opposing the government one time he realizes the effects of German policy in eastern Europe and can gauge the full extent of the harm that Hitler # 8217 ; s war has brought upon Germany and Europe. Under the influence of Henning von Tresckow, General Friedrich Olbricht, and First Lieutenant Fritz-Dietlof Graf von der Schulenburg of the ground forces modesty, Stauffenberg becomes a focal point of the military confederacy. He establishes of import links to civilian opposition groups and coordinates his blackwash programs with Carl Friedrich Goerdeler and Ludwig Beck, and with the plotters waiting in preparedness in Paris, Vienna, Berlin, and at Army Group Center. We will write a custom essay sample on Claus Schenk Graf Von Sta Essay Research or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Stauffenberg # 8217 ; s Way to the Assassination Attempt of July 20, 1944 In early April 1943, Stauffenberg is badly wounded in Tunisia, hardly get awaying decease. During the months of his recuperation, he bit by bit comes to recognize he must take an active portion in opposition. Even in earlier old ages, the church # 8217 ; s battle, the persecution of the Hebrews, and the offenses in eastern Europe have alienated Stauffenberg from the National Socialist province. His closest intimate is his brother Berthold, who has had contacts to the resistance for a long clip. After an drawn-out period of recuperation, Colonel Claus Schenk Graf von Stauffenberg is appointed to the station of head of staff of the General Army Office in October 1943. From June 1944 on, he besides serves as head of staff for the dominating officer of the Ersatzheer ( Reserve Army ) , General Friedrich Olbricht, at Olbricht # 8217 ; s petition. In this place he has clearance to go to briefings at Hitler # 8217 ; s central office in the alleged # 8220 ; Wolf # 8217 ; s Lair # 8221 ; near Rastenburg in East Prussia. Olbricht informs Stauffenberg of his programs for a putsch and introduces him to members of the opposition groups around Ludwig Beck and Carl Friedrich Goerdeler. Stauffenberg has a great trade of personal appeal and is valued for his professional expertness. He brings many oppositions of the government together and makes close friends among them non merely military officers but besides Social Democrats like Julius Leber, members of the Kreisau Circle like Adam von Trott zu Solz, and representatives of the labour brotherhood motion like Jakob Kaiser and Wilhelm Leuschner. The Planning of Operation # 8220 ; Valkyrie # 8221 ; The plotters from the civilian and military opposition groups recognize that the military leading can non be induced to move in concert. They concentrate their attempts on extinguishing Hitler, deriving control of the military concatenation of bid, and presuming the duties of authorities in Germany. They make usage of programs developed for seting down civil perturbations and rebellions by the foreign slave labourers. These programs provide for intrusting executive power and military authorization to the commanding officer of the Reserve Army in such instances. The plotters alter these programs, code-named # 8220 ; Valkyrie, # 8221 ; several times, accommodating them to the several applicable conditions. With the assistance of the # 8220 ; Valkyrie # 8221 ; orders, they intend to derive control of cardinal authorities, Party, and Wehrmacht offices in Berlin so they can pave the manner for the putsch throughout Germany and at the forepart. Hitler # 8217 ; s Headquarters # 8220 ; Wolf # 8217 ; s Lair # 8221 ; near Rastenburg in East Prussia In the winter of 1940-41 instantly before the invasion of the Soviet Union in June 1941, Hitler establishes his new central office near Rastenburg. During the undermentioned old ages, extended sand trap systems are built, which are sealed off from the remainder of the universe by restricted countries. The extended woods of East Prussia, the Moors of the environing countryside, and the location of the central offices beyond lt ; /p > the scope of Allied bombers appear to offer the greatest possible step of protection. As German military personnels progress far into the Soviet Union, a 2nd Fhrer # 8217 ; s central office is established at Vinnitsa in the Ukraine. The importance of the # 8220 ; Wolf # 8217 ; s Lair # 8221 ; in Prussia additions as the Wehrmacht retreats, and the site becomes Hitler # 8217 ; s preferred location. When several efforts to extinguish Hitler by blackwash fail in 1943, the plotters decide to kill him here in the cardinal bastion of his power. The Assassination Attempt of July 20, 1944 Despite great troubles, Colonel Claus Schenk Graf von Stauffenberg succeeds in build uping a bomb and seting it under a map tabular array in Hitler # 8217 ; s locality a few proceedingss before a briefing in the # 8220 ; Wolf # 8217 ; s Lair. # 8221 ; Stauffenberg is able to go forth the room without being noticed and observes the explosion from a safe distance. Unfortunate happenstances prevent the effort from wining, and Hitler survives. The heavy oak tabular array he is tilting over when the bomb explodes shields his organic structure. Yet Stauffenberg is convinced that his blackwash effort has been successful. Together with his aide and fellow plotter Werner von Haeften, he succeeds in go forthing the central office for Berlin within proceedingss of the detonation instantly before the country is sealed off. July 20, 1944, in the Bendler Block After the blackwash effort, valuable hours are lost in Berlin before the # 8220 ; Valkyrie # 8221 ; orders can be issued. Executive power is to be transferred to the commanding officer of the Reserve Army. Key bid centres and communicating installations must be occupied, and the SS units stationed in Berlin must be kept off from the centre of the confederacy on Bendlerstrasse. The plotters rely on Berlin # 8217 ; s metropolis commanding officer, a few friends in of import places, and Berlin # 8217 ; s head of constabulary. A few members of civilian opposition groups come to the Bendler Block. Even a few younger officers stationed in Potsdam assume maps here. They are joined by some other officers who have intentionally non been informed about the putsch during its initial stages but who follow the orders of the plotters. The Failure of the Coup Attempt of July 20, 1944 The plotters hope to be able to mobilise formations in Berlin and throughout Germany against the National Socialist leaders through normal bid channels. To make so, they require integral lines of communicating. Since Hitler has survived the bombardment, the plotters # 8217 ; assistants at Hitler # 8217 ; s central offices are non able to disrupt telephone and wireless communications with the outside universe for long. This puts Hitler, Himmler, Bormann, and Keitel in a place to publish revoking orders tardily in the afternoon that frustrate all the plotters # 8217 ; attempts. Many officers in cardinal places on Bendlerstrasse and in the military territories now cite their curse of commitment and remain loyal to Hitler. Friedrich Fromm, commanding officer of the Reserve Army, refuses to fall in the plotters. Late that flushing he orders the executing of the four chief plotters by a fire squad. After the Assassination Attempt After the unsuccessful blackwash effort, Hitler addresses the German populace in a wireless address. He depicts himself as an instrument of # 8220 ; Providence, # 8221 ; impeaching # 8220 ; a little coterie # 8221 ; of ambitious officers of holding committed lese majesty in their hungriness for power. The undermentioned yearss bring with them a profuseness of addresss affirming trueness. Entreaties, newspaper articles, and addresss are staged to stir up public sentiment throughout Germany. The purpose is to irreversibly transform the Wehrmacht into a pillar of National Socialist political orientation while neutralizing the influence of the officer corps. The propaganda shortly begins to take consequence. Histories of public morale give the feeling that Hitler is once more able to inflame renewed enthusiasm among the German people. While many bulletins are overdone, many Germans doubtless disapprove of the blackwash effort.

Reasons For a Slow LAN free essay sample

In this essay the writer discusses the slowing down of communication between workstations and other computers on the LAN. The following essay attempts to prove that networking hardware are incompatible and work at different speeds. The writer contends that these factors can also slow down the overall speed of the LAN. Random Access Memory hardware systems and Central Processing Unit hardware systems are made reference to. From the paper: ?On certain LAN configurations, such as the Bus and the Ring, an increase in the number of nodes, slows down the LAN. This is because Bus and Ring are designed in such a way that a data packet meant for a particular workstation, gets exclusive rights to the entire LAN cable. In other words, while a packet moves from its source to destination, no other packet is allowed on the network cable.?

Tips for Writing the UC Personal Statement Prompt #1

Tips for Writing the UC Personal Statement Prompt #1 Note The  article below is for the pre-2016 University of California application, and the suggestions are only marginally relevant for current applicants to the UC System. For tips on the new essay requirements, read this article:  Tips and Strategies for the 8 UC Personal Insight Questions. The pre-2016 UC personal statement prompt #1 stated, Describe the world you come from - for example, your family, community or school - and tell us how your world has shaped your dreams and aspirations. Its a question that every freshman applicant to one of the nine undergraduate UC campuses had to answer. Note that this question has much in common with the Common Application option #1 on your background and identity. Overview of the Question The prompt sounds simple enough. After all, if theres one subject you know something about, its the surroundings in which you live. But dont be fooled by how accessible the question appears to be. Admission to the University of California system is remarkably competitive, especially for some of the more elite campuses, and you should think carefully about the subtleties of the prompt. Before answering the question, consider the purpose of the essay. The admissions officers want to get to know you. The essays are the one place where you can truly present your passions and personality. Test scores, GPAs, and other quantitative data do not really tell the university who you are; instead, they show that you are a capable student. But what really makes you you? Each of the UC campuses receives far more applications than they can accept. Use the essay to show how you differ from all the other capable applicants. Breaking Down the Question The personal statement is, obviously, personal. It tells the admissions officers what you value, what gets you out of bed in the morning, what drives you to excel. Make sure your response to prompt #1 is specific and detailed, not broad and generic. To answer the prompt effectively, consider the following: World is a versatile term. The prompt gives your family, community and school as examples of possible worlds, but they are just three examples. Where is it that you truly live? What really makes up your world? Is it your team? The local animal shelter? Your grandmothers kitchen table? Your church? The pages of a book? Someplace where your imagination likes to wander?Focus on that word how. How has your world shaped you? The prompt is asking you to be analytical and introspective. It is asking you to connect your environment to your identity. It is asking you to project forward and imagine your future. The best responses to prompt #1 highlight your analytical abilities.Avoid the obvious. If you write about your family or school, its easy to focus on that teacher or parent who pushed you to excel. This isnt necessarily a bad approach to the essay, but make sure you provide enough specific details to paint a true portrait of yourself. Thousands of students could write an essay about how their supportive parents helped them succeed. Make sure your essay is about you and isnt something that thousands of other students could have written. Your world doesnt have to be a pretty place. Adversity sometimes shapes us more than positive experiences. If your world has been filled with challenges, feel free to write about them. You never want to sound like you are whining or complaining, but a good essay can explore how negative environmental forces have defined who you are.Stay on target. You have just 1,000 words with which to answer prompts #1 and #2. Thats not much space. Make sure every word you write is necessary. Keep these 5 essay tips in mind, follow these suggestions for improving your essays style, and cut anything in your essay that isnt defining your world and explaining how that world has defined you. A Final Word on the UC Essays For any essay on any college application, always keep the purpose of the essay in mind. The university is asking for an essay because it has holistic admissions. The UC schools want to know you as a whole person, not as a simple matrix of grades and standardized test scores. Make sure your essay makes a positive impression. The admissions folks should finish reading your essay thinking, This is a student we want to join our university community.

Parachute jump Research Paper Example | Topics and Well Written Essays - 750 words

Parachute jump - Research Paper Example From the Newton laws of motion, a free fall is the motion which involves the weight of a body as the only body is the only force that acts against it. Gravitation was reduced to a time space curvature. Felix had no force acting against him and hence moved along a geodesic. Due to absence of any other forces, gravitation acted on him equally due to the relative weightlessness. In this condition the gravitation field is zero. Felix in the free fall experienced gravititation "0-g". The Newton’s law of universal gravitation simplifies the dynamical equations that describe the trajectories that result due to gravitational force under normal conditions as F = mg. This accounts for the assumption for objects falling to earth over relatively short vertical distances. It is however much untrue over larger distances. The equation ignores the air resistance that was involved that has an effect on falling objects within appreciable distance in air causing them to approach a terminal velocity quickly. The air resistance effect varied enormously due to the size of Felix. The equation ignores the rotation of the earth failing to describe the Coriolis effect (Heitzmann, 23) Near the surface of the Earth, g  =  9.8  m/s ². The assumption is that SI unit g is measured in mps therefore d has to be measured in meters and time t in seconds. Therefore, velocity v is measured in meters per seconds(Heitzmann, 26) Felix is assumed to have started from rest and air resistance was neglected. In the Earth’s atmosphere all results are inaccurate after the first five seconds of the fall. Felix’s velocity at the time should have been a little less than the vacuum vale of 49 m/s due to the resistance of air. As Felix was falling through the atmosphere (which is not a perfect vacuum) therefore, he did not encounter a drag force brought about by air resistance. The drag force should have increased the velocity of the free fall. Felix therefore reached a state where the drag force

Clinical Scenario with Structured Questions Essay

Clinical Scenario with Structured Questions - Essay Example A nurse’s aid who is also a second year nursing student at university saw the client , took his blood pressure which was found to be elevated at 185/112. His heart rate was rapid at 113 beats per minute. The clinical picture indicated that the man was most probably having a heart attack. The student / nurse called an ambulance. As per unit protocol an accident/incident form was filled. Chest pain is a common occurrence with older patients. In the Emergency Department, chest pain needs to be isolated as cardiac or non-cardiac in origin. Physical assessment and proper history taking is very important in identifying the type of chest pain the patient is experiencing. This will also help the health care provider prioritize the plan of care. Proper assessment and history taking through detailed interview could have helped greatly in avoiding errors and reducing incidence reporting. This also indicates that the quality of care is improving. Pain is a very subjective matter. McCaffre y defined pain as whatever the person experiencing pain says it is, existing whenever the person communicates or demonstrates it does (McCaffrey, 1986). Chest pain is one of the most common complaints in emergency departments of hospitals and acute care centers, so common that immediate evaluation and correct diagnosis is very important in the patient’s survival. The situation describes a 44 year old Anglo-Saxon male client presenting with crushing chest pain. History shows long term use of alcohol, obesity, diabetic with insulin infusion, diaphoresis and shortness of breath. The Registered Nurse who first assessed the patient missed critical information such as taking the vital signs of the patient. Vital signs, particularly blood pressure is very important in the assessment of pain. Increased blood pressure usually indicates severe pain (Cox). High blood pressure and tachycardia are symptoms of a heart attack. These symptoms plus the crushing chest pain, diaphoresis and s hortness of breath are warning signs of heart attack and is should be considered a medical emergency. Clinical Governance Clinical governance is a term used by the National Health Service to describe a systematic approach in maintaining high standards of care and aims to continually improve the quality of services delivered in the clinical practice environment. Clinical governance is defined as a framework which helps all clinicians – including nurses – to continuously improve quality and safeguard standards of care (Royal College of Nursing). The role of clinical governance in this situation is to correct any mistakes that the drug and alcohol detoxification unit failed to detect. The purpose of clinical governance is to maintain and improve standards of patient care. In this scenario, it will improve the inadequate partenership between and among health care professionals dealing with the patient. It will also improve delivery of health care in other elements of clini cal governance such as education and training, clinical audit, clinical effectiveness, research and development, openness and risk management. In education and training, the staff of the unit are equipped for drug and alcohol detoxification but they also need to continually update themselves with regards to medical cases in order for them to promptly idnetify life threatening symptoms such as mentioned in

Scenario And Challenges Of Retail Banking In India Finance Essay

Scenario And Challenges Of Retail Banking In India Finance Essay ABSTRACT This paper discusses the overview of retail banking in India. It further explains the scope tremendous growth of this segment among the other segments of banking. The retail sector in India has huge potential is expected to grow at a rapid pace when overall banking sector is expected to grow at 30% this year. The current scenario, products services offered advantages; disadvantages, issues challenges are also a part of this paper. INTRODUCTION Today, the marketing mantra is to delight customers by offering them more than their expectations. This leads to more satisfied customers. The same is applied to the banking industry. Indian Economy is moving from manufacturing to service economy where Banking sector is undergoing a change. The demand for financial products is increasing customization of services is becoming a necessity. The retail banking is growing at a rapid pace. Once it was considered as forbidden by the leading foreign domestic banks. But today all the banks have recognized the importance of retail banking which became possible due to extensive competition, innovation advanced technology. With the expected growth of 30% for retail banking, the banks are focusing more more on it. They are moving up to the potential of this segmant of banking. In terms of revenue for both public private sector banks, Retail banking is a major contributor. PSBs are considered to be more risk averse. In comparison to the private banks, PSBs have higher exposure to the retail banking segment lesser exposure to treasury operations, in which foreign banks holds maximum revenue. In Public Sector Banks, SBI alone holds more than 1/4th of the revenue from retail banking operations. The PSBs have higher share in retail banking because of their rural reach in comparison to private or foreign banks. Out of the total branches of banks in rural India, PSBs have for 94.7% of them. As on 31st march, 2008 the revenue in different segments is shown for PSBs, Private Foreign Banks. PSBs Private Banks Foreign Banks The Indian players are confident towards the Indian Retail banking. The reason for it is that There has been a drastic change in the urban household income pattern which has directly impacted the consumption patterns hence the banking habits of Indians have tilted towards the Retail products services. The spending pattern in India is also increasing. The bullish pattern can be seen in the Retail business. The total outstanding Retail loans in India are below 5% of the Indian GDP whereas they are around 41 of the GDP in Taiwan. The figures are more surprising while comparing with the West. Compared to Western countries, India is lagging behind in the use of credit cards. In India the people have generally save a lot. On an average an Indian saves 35% of his income. Therefore, no. of banking services provided by banks is increasing day by day. Also the tax benefits are available on various loans. For ex- a borrower can avail tax benefits for the loan repayment the interest charged for the loan in case of housing loans. Retail banking is actually a mass market banking where individual customers use local branches of the large commercial banks. The focus is on creating products services that meet the needs of the target customers and in turn making profits as well. Since retail banking products are more on a mass production basis, therefore, all risks operations are to cater to a large number of customers are also based on them. This approach is quite different from wholesale banking or corporate banking where target is on large sized customer accounts rather than large numbers of customers as in the case of retail banking. For servicing your customer better it is very important to understand retail banking as it helps in structuring products and meeting specific requirements for each set of products. ATM introduced the concept of Anytime banking. Anywhere banking became possible with the development of satellites telecom networks across the world. Now it is the time for Anyhow banking the bank which will have all these 3 As will be the leading bank of the next century. RETAIL BANKING Retail banking is quite broad in nature. It refers to dealing with individual customers by commercial banks, both on liabilities assets sides of their balance sheet. Fixed savings /current accounts come on the liabilities side mortgages and loans come on the assets side. Various other services include credit cards or depository services. Retail banking retail lending are often confused with each other but retail lending is only a subset of the retail banking. Individual customers need requirement are accessed approached in an integrated manner in retail banking. Retail banking sector is consists of: BENEFITS OF RETAIL BANKING Retail Banking has become a better option for banks to increase their earnings as the lending to corporate is of high risk are generally slow moving. This sector consists of a large no. of customers of varied class. This type of banking provides customized wide range of products to individual small units. Also the risk is spread the recovery is very good. The products can be designed, deployed marketed according to the individual requirements. ANALYSIS OF RETAIL BANKING STRENGTH Diversified asset portfolio Retail banking consists of a wide range of financial product services. These include deposit product, home loan, loan against equity shares, mortgage loan, auto loan, car loan, payment of bills, credit card, debit card etc. Such a diversified asset portfolios provide banks with higher profit relatively lower NPA (non Performing Assets). Upcoming as a new growth driver Over past few years, fierce competition has lowered the spread profitability from a commercial loan. Also, with the deregulation and increase in consumer loan rate, the risk adjusted return in retail sector has exceeded beyond the return on commercial loan. CRM tools The customer Service Quality implementation through use of CRM tools will help banks in acceptance of their banking product and satisfaction of customer that will eventually yield profit for them. Innovative product development In financial services there is an unlimited scope for development innovation. Banks should approach the customers to find out their financial need problem and accordingly structure their strategies towards the development of the product services, marketing them finally selling them to satisfy its customer. Increase in income With the increase in per capita income growth in urbanization the life style of people has changed. The needs aspirations of people have increased. Therefore, the role of retail banking has become important. By providing various products services like personal loan, education loan, home loan etc to its customer, the retail banking helps in maintaining the changing life style of its customers through affordable credit. Economies of scale Through Retail Banking, Banks can get the benefits of information transaction. Banks have access to more information through extended services. They should systematically record this customer information as it can help them in efficient utilization of this information, which in turn can be used in finding out new segmento of market to sell their new services. WEAKNESS Reduces the profitability Retail banking requires high capital investment as a huge amount is spent on managing the wide range of product service which further requires large staff high quality technology. All this reduces the overall banks profitability. Avoids corporate sector Retail banking avoids corporate sector which forms the backbone of Indian economy. Banks should properly manage their corporate clients through lower arte credit, higher amount of loan etc. Corporate clients are easily manageable as they have well defined financial policy projects. Changes in technology If banks are not able to match with the latest technology it may affect their growth. Also the technology requires huge amount of capital investment if suppose, the technology fails then it will affect the banks reputation the bank may lose some of its customer. Marketing Retail banking requires strong internal as well as external marketing strategies to be adopted by bank. Under retail banking the management needs those employees who can introduce product properly to their customers. The employees must be aware of the products they are offering because if this is not the case then it can lead to the failure of even a very good product. Also bank should spend a lot on its marketing of product to general public. All this increases the expenses of banks in terms of time cost required to introduce the product. OPPORTUNITIES 1) Increase in per capita income: There has been increase in the per capita income over the past few years is expected to grow in the future also. Moreover, the younger population is more comfortable in taking personal debt than previous generations. Their purchasing power has also increased due to economic growth more jobs. Also GDP of India is rising at a very good rate. Currently it is around 9% is expected to rise in the near future. Innovation in products services This segment has more scope for innovation as banks tries to provide more more products services to their customers as desired by them. Banks can continuously modify its products services to match the market demand sustain in this competitive era. 3) Growing Economy Retail banking has enormous opportunities in a growing economy like India. A.T. Kearney, a global mgnt. consulting firm, identified India as the 2nd most attractive retail destination among the 30 emergent markets. THREATS Large payout of loans The increasing competition has made the banks to disburse large no. of customer loans, auto loans, home loans, loans on credit cards, educational loans etc. on easy terms without much inquiry. Due to this the no. of case of default in loan repayment has increased. This in turn has increased the banks bad debts nonperforming assets (NPA). This was one of the major reasons for recession which has affected the world. 2) Customer privacy issues One of the major problems from customers point of view is that the customer service representatives of the banks ring up their customers at any time at their places of work, informing them about new products services. This may cause inconvenience to busy customers. Banks are also responsible for not sharing the personal information of the customers with any outside agencies like market research groups other advertisers. 3) Information Technology With the growth of IT, a number of frauds have aroused are carried out with the help of technology. These frauds come under the domain of cyber crimes. The unscrupulous elements have always attacked banks. In many cases these elements have stolen credit card no., password other confidential information relating to customer. For ex- Satyam scam. These elements have also hacked banks website. BANKING PRODUCT The banking product areas which have high growth potential can be classified as follows: à ¢Ã¢â€š ¬Ã‚ ¢ HOUSING LOANS Housing loan comprises of 48% of all retail loans. The customer attitudes toward holding debt translated this market into a market that expanded with a rate of 35% annually from 1999 to 2004. Also the lending rates are not very high and the growing household income enables the borrower to make the payment of interests principal amount. Banks generally have tie ups with various real estate companies. This is to reduce to efforts on the side of customer for taking loans. à ¢Ã¢â€š ¬Ã‚ ¢ VEHICLE LOANS Housing loan comprises of 27.2% of all retail loans. Car sales volume in 2004 increased to more than a million vehicles and annual growth in sales reached 954,354 in 2007. The sales of bikes have also increases. Banks provide various lucrative plans to finance your car or a bike. They often come up with various schemes which increases the sales of the vehicles help people fulfill their aspirations. India has become the 3rd largest market for cars MUVs. The growth drivers of this segment are easy finance, low interest rates, opening up of 2nd hand car finance up gradation of rider to four wheelers from two wheeler. à ¢Ã¢â€š ¬Ã‚ ¢ SME BANKING Initially public sector banks in India focused only on big industries instead of small businesses. But today SME market in India has expanded beyond 4 million businesses. These businesses are growing, importing exporting and demanding more more complicated banking products and services. à ¢Ã¢â€š ¬Ã‚ ¢ PERSONAL FINANCIAL SERVICES Banks provided this service to boost the financial status of individuals. The banks that can establish the right combination of account mgnt distribution infrastructure can avail the benefits from growing market for wealth management. The services can be saving income in bank accounts or investing in insurance ISSUES TO THE RETAIL-BANKING SECTOR The key policy issues in retail banking sector are: financial enclosure, accessibility to finance, protection of consumer his privacy, financial capability, responsible lending, regulation prevention of financial crime. ADVANTAGES AND DISADVANTAGES OF RETAIL BANKING ADVANTAGES The advantages from the resource asset point of view are as follows: Resource Side Apart from current savings accounts, the deposits in retail banking are comparatively stable. These constitute core deposits. Helps in increasing the subsidiary business of the banks. They are interest insensitive in case of current savings accounts. The funds in this sector are the low cost funds. Helps in building a strong customer base. ASSETS SIDE For funds deployment, Retail banking is a good opportunity. When there is a high demand for banking products services, Retail banking need not require high marketing efforts. Consumer loans involve less amount of risk have perception of less NPA. Through investments in productivity activities, it helps in economic revitalization of the nation. Through affordable credit, this segment of banking improves lifestyle of the people fulfils the aspirations of the people. Diversified portfolio due to huge customer base reduces risk for a bank. DISADVANTAGES Huge capital investment is required in designing new financial products. It requires a lot of time cost for the bank. Today net banking is preferable over branch banking by customers. It is not possible for banks to retain their customers if their technology is not up to the mark. The customers wishing to use net banking will switch over to the services of some other bank. Various other financial products like mutual funds etc. attract customers towards themselves. Banks are not able to exploit the technology to an appropriate level Banks is spending heavily on human resource department for monitoring following up of large no. of loan accounts. In the absence of proper follow-up, long term loans like housing loan which involves long repayment term can become NPAs. As compared to wholesale banking, the amount borrowed in retail banking by a single customer is very low. Therefore, the bank is not able to make huge profits from a single customer. STRATEGIES FOR SUCCESS IN RETAIL BANKING Banks should adopt the following strategies to achieve success in the retail banking sector. Adoption of advanced latest technology Availability of skilled man power in all branches offices Extensive market research should be carried out in order to formulate innovative competitive products services Managing relationship with customers by having an approach of customer relationship management. There should be balanced and sustained growth in deposits advances More more delivery channels should be explored Service quality should be improved with human touch giving the customers personal experience Proper strategic cost management should be adopted Constant focus should be there on Universal banking and financial supermarkets Cross Selling of Products Public Sector Banks have a wide network of branches. This provides them with added advantage over other banks. Through these branches banks have an opportunity as they can sell third-party products. Tie Up arrangements Public, private foreign banks should tie up enter into strategic alliance with other banks to extend their reach by having presence in various other regions. This will help them by enabling them to make benefits by reaching customers across the country. Business Process Outsourcing Outsourcing of various processes will save time cost. Eventually this will help the banks in concentrating on their core business area, that is, their core competency. For ex- Managing ATMs should be outsourced, which will save banks from dealing with something which is not their core competency. CHALLENGES TO RETAIL BANKING IN INDIA The key challenges before the bank is to strike a balance between credit growth quality of asset simultaneously and sustaining the profitability in the increasing interest rate scenario. With the advancement in technology, there has been increase in the responsibilities challenges for an IT department in managing, maintaining optimizing the performance of retail banking networks. According to credit rating agency CARE, in 2010-11, the non performing assets (NPAs) in the industry are expected to rise to 3.5 % of the total assets as compared to previous fiscal years 2.8 %. Therefore, measures should be adopted to reduce NPA. As per the RBIs instructions, banks are required to provide for 70% of the total bad loans on their books from Sep 2010. The new Base rate is yet to be implemented which will ensure transparency in the lending but will reduce banks profits as they will then be able to lend at or above base rate not below it. This may affect banks as they may lose their some customers to whom the loan were given at below PLR. RBI has also asked banks to provide interest on savings accounts on daily basis. This will put pressure on margins of banks. RBI is adopting various measures to reduce liquidity. They have increased CRR also increased Repo reverse repo rate. All this will impact the lending rate of banks as the interest rate will rise to reduce liquidity in market. But this will be a threat to banking sector. At this time when interest rates are higher interest rate volatility exists, the Current Account Saving Account (CASA) deposits help banks maintaining their margins. These accounts helps in maintaining the spread between the cost of funds interest earned in a period of high interest rates. In recent past, the outsourcing of various activities such as software hardware maintenance, entire ATM operation (including cash, refilling) etc. has become very important. The banks should have innovative strategic management approach to meet its customers needs requirements in terms of products or services. It is generally said that, it takes months to find a good customer but only seconds to lose him. Therefore, banks should have the strategy of Knowing Your Customer (KYC). To retain the ongoing trust of the public reputation, banks are supposed to meet their commitments take utmost care while serving their customers. In order to increase the market share profitability in the retail banking corporate banking, the customer loyalty is very important. As per the government order, banks have to align their accounting practices in line with the IFRS (International Financial Reporting System) within 2 more years. Limited no. of branches ATMs in rural areas. Less education or training is given to the people in rural areas who are illiterate dont know how to do avail the basic benefits from banking, forget about operating ATMs. If all these challenges are faced by the banks with utmost care and deliberation, the retail banking is expected to play a very crucial role in coming years. CONCLUSION Since the reforms in financial sector in India, Retail banking is facing a lot of competition. Today banks are on their toes for sustaining in existing business capturing new business. Banks are competing for increasing their retail business. Constant innovation should be there in retail banking in areas product development differentiation, marketing, micro-planning, prudent pricing, technological up gradation, customization, home / electronic / mobile banking, asset liability management effective risk management and t techniques. But in the Indian banks, there is very less little or no interest in innovative products. Innovation should not only in terms of technology or through internet or computers but it should be such that it benefits even the rural areas. You cant just really on technology become a tech savvy in a country where Internet penetration is only 1.65%. While retail banking offers exceptional growth opportunities, the challenges are equally discouraging. Therefore, banks should face the challenges optimistically make use of opportunities to make profit. The success in retail banking business depends on the kind of technology used the effectiveness of operations. This provides the banks an edge over their competitors. Furthermore, customer interest should be most important for becoming a responsible bank. The focus of this sector should not only remain to just increasing the per capita indebtedness but it should be in terms of creation of wealth at macro economical level. RECCOMENDATIONS The retail banking sector in India should adopt knowledge banking approach which is one of the differentiating strategies of Yes Bank who is among the top 10 innovative banks of the world. The focus should be there on sun rising sectors of economy like IT, Engineering, infrastructure logistics, food agriculture etc. These are sectors of economy have growth prospects. Banks should extend their operations to rural semi urban areas should have a responsible banking approach. This can be done by educating training people to avail the benefits of banking services which will not only help the banks in increasing their reputation but will also help them in long term perspective to increase the profits by tapping the untapped areas.

Young Goodman Brown :: essays research papers

Young Goodman Brown   Ã‚  Ã‚  Ã‚  Ã‚  Young Goodman Brown by Nathaniel Hawthorne was at first a boring read. However the more I read it and began to break it down by sections it was interesting. The short story was written in 1895 it deals with a man and testing his faith. Ultimately this story displays how betrayal can affect someone’s state of mind and actions.   Ã‚  Ã‚  Ã‚  Ã‚  The story begins with Goodman Brown and his wife Faith. Faith does not want her husband to leave for a midnight walk in the woods. Goodman Brown convinces Faith to let him leave. Little to Faith’s knowledge, her husband has just left to meet with the Devil. Goodman brown goes to this meeting because he knows his faith strong enough to withstand the Devils tricks.   Ã‚  Ã‚  Ã‚  Ã‚  Goodman Brown is the protagonist.   Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚  The most obvious antagonist is the Devil. The Devil wants Goodman Brown to follow him deeper into the woods and Brown is against that. The Devil wants Goodman Brown to take his staff, and he wants no part of that. Brown’s pride is what is keeping him there, after each time the Devil makes an attempt to convert Brown, he stays in the woods waiting for the next trick. When he should have left after the first couple of attempts.   Ã‚  Ã‚  Ã‚  Ã‚  There were several conflicts that contributed to the climax of the story. The first conflict was between Goodman Brown and his wife Faith. Faith did not want Brown to leave. After he was half way into the woods, he thought that Faith might have been trying to protect him by keeping him at home. This is exhibited when Faith says â€Å"Dearest heart she whispered softly and rather sadly, when her lips were close to her ear, put off your journey until sunrise, and sleep in your own bed tonight............Pray, tarry with me this night, dear husband of all nights in the year!† Then Goodman Brown says â€Å"Methought as she spoke there was trouble in her face, as if a dream had warned her what work is to be done tonight!† The second conflict is that between the Devil and Young Goodman Brown. The Devils’ goal is to convert Goodman Brown from worshiping God to worshiping him. The Devil makes several attempts to get Brown on his team. The Devil tries to get Brown to take his staff â€Å"Come Goodman Brown! Cried his fellow traveler, this is a dull pace for the beginning of a journey.

What Is True Love

Charles Argument Essay Many people have wondered can true love last forever. I agree and disagree that true love can last forever because true love is how you feel and feelings can always change. True love is described in three words – infatuation, lust, and friendship/companionship. True love can be disproved by infatuation. Infatuation is temporary euphoric state of that is the research on blood chemistry when someone says they’ve â€Å"fallen in love† as stated by Bill Ferguson in his research â€Å"Studying the Science of Falling in Love. He says that love is a temporary state that people go through but it can at any point. Infatuation proves that true love can’t last forever because it’s a temporary state that express how a person feel for example when a person sayâ€Å"I’ve fallen in love† which can change at any point in a relationship. However, true love can last forever is expressed by friendship, or companionship. Friendship , or companionship if you will, is the one element of a love relationship that can, potentially, go on indefinitely as stated by Ferguson in â€Å"Studying the Science of Falling in Love. What Ferguson may have meant was that a truly in love couple is like a relationship that they enjoy being in company with so it has the potential to last forever. Friendship and companionship proves that true love can last forever because it is possible/capable to last forever Cofer’s essay â€Å"I feel in love, or my hormones awakened† supports Ferguson’s claim of infatuation and lust. For example, in her essay she says â€Å"Week after week I wandered up and down the aisles taking furtive glances at the stock room in the back, breathlessly hoping to see my prince. What this mean is that she was in love with a rich senior that every week she just hoped to see him in the stock room. Cofer’s essay proves that true love can’t last forever because she admired him a nd it can last forever because she wants to be with him but she holds it as a secret love.Cofer’s essay â€Å"I feel in love, or my hormones awakened† and Ferguson’s research â€Å"Studying the Science of Falling in Love† both states that true love can and can’t last orever by relating it to three words – infatuation, lust, and friendship. Both Cofer and Ferguson described that true love can last forever with lust and it can’t last forever with infatuation. Ferguson described that true love can last forever with friendship/companionship. These three words helped both Cofer and Ferguson decide if true love can last forever or not. Both stated that true love can and can’t last forever.

Are Parents Responsible For Their Child Being Bullied

Emma Garcia Mrs. Wenzell English 2CP 4th Period 25 April 2015 Are Parents Responsible For Their Child Being Bullied? â€Å"More parents are allowing their young children to undergo plastic surgery to combat bullying. For example, Samantha Shaw, a 1st grader, underwent surgery to get her ears pinned back to prevent her from being bullied† (Unknown publisher). Children who are bullied a lot on social media, in person, etc. most likely have been bullied more than once or even daily. Parents tend to not perceive the notion of their child being bullied or even being the bully. When the guardian is too busy for their child, due to work, they get caretakers who watch over their child for periods of time. Children are influenced by what is said and what is going on around them and pick up little bits and pieces of trash talk that they heard. Bullying occurs out of parents’ sight, this causes them to be unaware of these situations. Schools are trying to put an end to bullying once and for all. The public and private schools have interventi on programs regarding to bullying, which includes the whole school. Parents lack attention to the extent of bullying due to their lack of awareness and therefore intervention programs that target parents and guardians are needed. Parents are unaware of the amount of bullying that occurs. Bullying is not only local or global, it’s worldwide. This imperious behavior develops everywhere and on, just about everything. According to Banks, roughly aboutShow MoreRelatedTeens as Victims of Cyberbullying1482 Words   |  6 Pagesare being bullies because it can lead to depression, suicide, and mental issue. Since bullying has increased; cyber bullying has become harder to control by parents teachers and peers. They feel embarrassed, afraid that the bully with retaliate, or some just assume that adults want them to deal with the issue be themselves. This can lead to drastic situations such as suicide thoughts, depression, and other mental issues. 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